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Money already owed

Claims & refunds.

Search trustworthy government and state-backed sources for unclaimed property, matured savings bonds, failed-bank funds, and active consumer refunds. A search result is only a lead; identity and ownership must still be verified.

4 reviewed opportunities4 marked no-purchaseNo upfront fee official searches only
One-time

MissingMoney.com

Free nationwide search for state-held unclaimed property

Potential recoveryYour verified unclaimed-property amount, if a participating state holds property for you
No purchase requiredCash
What you need
  • Search using your legal name and prior states
  • Open a result on the participating state’s claim system
  • Provide the state’s required identity and ownership documentation
Good to know

A name match is not proof that the property is yours. Filing through the official state process is free; avoid services demanding an upfront fee to release property.

One-time

Treasury Hunt

Search for matured U.S. savings bonds and missing interest

Potential recoveryThe verified value of eligible Treasury securities or payments found
No purchase requiredBank transfer
What you need
  • Search with the owner’s identifying information
  • Follow Treasury instructions for any potential match
  • Provide proof of identity and ownership where required
Good to know

A search result begins the verification process and is not a guaranteed payment. Use only the official Treasury site and never pay a finder to run the search.

One-time

FDIC Unclaimed Funds

Search funds from failed banks for which the FDIC was receiver

Potential recoveryThe verified amount associated with an eligible unclaimed-funds record
No purchase requiredCash
What you need
  • Search the official FDIC database
  • Confirm the record relates to you or an entity you represent
  • Submit the required claim and identity documentation
Good to know

The database covers specific failed-bank receiverships, not every bank account. A matching name still requires FDIC verification before payment.

One-time

FTC Refund Programs

Official list of active consumer refund programs

Potential recoveryVaries by case, verified harm, claim status, and available settlement funds
No purchase requiredCashPayPal
What you need
  • Check the official active-program list
  • Confirm you meet the case-specific eligibility rules
  • File a claim only when the official program requests one
Good to know

Many FTC refunds are sent automatically and some claim windows close. The FTC will never demand payment, threaten you, or require a money transfer to receive a refund.

Accurate, not inflated

Fixed dollar amounts appear only when the provider publishes a defensible value. “Variable” means the reward depends on your account, task, location, or the current promotion.